Our financial program at K-State Research and Extension Sedgwick County consists of two programs at this time. We offer workshops on basic budgeting and also to help women understand the basic aspects of investing.
Budgeting is making sure that you're spending less than you're bringing in and planning for both the short-term and long-term. It's a proactive approach to managing your money.
Budgeting is an itemized summary of likely income and expenses for a given period. Typically, it is created using a spreadsheet and it provides a concrete, organized and easily understood breakdown of how much money you have coming in and how much you are spending. It's an invaluable tool to help you prioritize your spending and manage your money - no matter how much or how little you have.
Planning and monitoring your budget will help you identify wasteful expenditures, adapt quickly as your financial situation changes, and achieve your financial goals. When you actually see the breakdown of your expenses, you may be surprised by what you find; this process is essential to completely grasp how things can add up. Creating a budget will decrease your stress levels because, with a budget, you will be able to adjust or adapt to any surprises.
Workshop: Budgeting Basics - K-State Research & Extension Sedgwick County offers this two session workshop to groups, schools and churches in the community. Plan for 1-1/2 hours per session.
- Budgeting Basics - How we manage our money is an individual matter but a very important part of our lives.
- You and Your Money Quiz - Family members often have very different approaches to money management.
- Wants, Needs, Goals - Differences
- Tracking Your Spending - Use an 8-1/2" by 11" sheet to get eight spaces (by folding three times) and write the days of the week on each space.
- Does Your Money Have Wings? - Ways of saving
Women Investment Education Program (WIEP)We offer a WIEP workshop twice a year at K-State Research and Extension Sedgwick County. Each workshop consists of six, two hour sessions. The session topics are listed below. If you are interested in bringing these workshops to your group, please contact Liz Brunscheen-Cartagena at firstname.lastname@example.org.
- Saving & Investing Tools to Get Started
- Financial Institution
- Deposits, U.S. government Securities & Bonds
- Mutual Funds
- Retirement Accounts
- Choosing an Investment Adviser
These workshops are for:
- women that would like to know more about investing and finances in a non-threatening setting.
- widows who for the first time ever, are being forced to manage the family's investments and need guidance.
- divorcees who may have received half of their ex-husband's retirement and don't know how to manage it.
- married women who want to understand where their joint monies are being invested.
- women who simply wish to know more about investing but are too intimidated to ask.